Employee Health (Group Insurance)
Group health insurance is employer-sponsored coverage, but monthly premiums are paid for by both the employer and employees. In most states, employers are required to cover at least 50% of the monthly premium for their employees. Keep this in mind when considering quotes for health plans.
There are some basic qualifications that must be met for employer health insurance. These include:
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Must have an employee/employer relationship where taxes are deducted from pay (in most cases, part-time and temporary employees are not eligible)
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Participation requirements that indicate the number of employees who must take the insurance based on the number of eligible employees in the employer group. (numbers differ on the size of the group)
Most carriers allow employees covered through a spouse's group plan to be exempt from the number of eligible employees.
We obtain carrier quotes from the following companies:
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Regence BlueCross BlueShield
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Selecthealth
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United HealthCare
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And Others...